I am set up to make good progress financially this month.
-I will be getting a good size tax return. I know a number of people say try not to do this, but I kinda like it. Plus due to new job I really had no idea what deductions would be made. I plan to put 100% of this towards paying off debt(Mortgage). -This a doing good item.
-I just got a raise at work(Annual job review). They really like the work I have been doing. I normally do not look to see what I was paid when I get my first pay check of the month, this time I did, once I was told I had gotten a raise. The raise was a decent amount. The reason I don't look at my pay check right away is my expenses are all at the end of the month or very beginning and so this is the point where I balance my check book. -This a doing good item.
Actually formal job review yet to come, but I was given the heads up by one of my bosses that they had given me this raise, and that it was because they were impressed by the good job I have been doing. In fact I guess they kinda view me as the department head of sorts(from what he was saying), this is weird because there is someone else that has been there for 25 years(me less than 1 year) that my other coworker and I definitely defer to on most things. -Positively this is a doing good item.
Officially there is no department head. The reason I am viewed as being department head is that I tend to take charge and make sure things are flowing smoothly as possible, I definitely am known to keep on top of making sure things are getting done.-Doing Good
There is still a bunch I need to learn. I have forgotten a couple times lately to do a small task or two related to some projects, fortunately not things that caused big problems.(Still this is one of the things that I feel bad about.)
-I have just put another small amount of money down on my Mortgage. One extra payments worth, which reduced it by 3 weeks. I paid off 12 extra weeks worth of my Mortgage this month. -Doing Good Item.
Due to taking a trip to visit friends, 6 months worth of car insurance, renters insurance, and buying things I wanted for myself- I have spent way more money than usual this month, more than double what I normally spend on discretionary spending. Oh well, most of this stuff was needed. Maybe not trip to see friends(sure was nice to relax though).I bought close to $50 dollars worth of things for myself, no real excuse for this, still none of it was a total waste of money(or so I tell myself, lol) -The feeling bad item.
Doing Good-Feeling Bad
March 11th, 2017 at 08:27 pm
March 11th, 2017 at 09:13 pm 1489266789
March 12th, 2017 at 03:11 am 1489288318
I'm happy to learn you spent $ 50. on items for yourself. All that hard work deserves a reward and is also a motivator to explore other potential savings tools. Hope you had a good time with family and friends. Being isolated due to employment opportunities can be a downer. What activities are available in your current location that might build a new network of support and social fun? Would you consider courses in business, communications or leadership at a community college or extension programs? It's a good place to meet people and help your career.
I wonder if you’ve explored the no fee, cash back credit cards programs. I‘ve never suggested CC programs but you certainly manage money well, make a plan and stick to it. As long as you pay the balance in full by the due date, cash back for items, you regularly buy like vehicle operations, maintenance, insurance, registration, groceries etc. give you a rebate which can be noticeable by year’s end. [there is a discussion on the ‘forum’ side of SA
March 12th, 2017 at 05:06 am 1489295167